1 or 2 cans refried black beans
1/4 - 1/2 c. mild Picante Sauce
1/3 c. grated cheddar or monterey jack cheese
Mix ingredients together in small bowl; transfer to baking dish and bake until bubbly at 375, or cover and microwave for 2 or 3 minutes.
SO EASY, AND KIDS LOVE THIS!!